Interior Pages

Associate Members

Agsten Construction Company
110 Wyoming Street
Charleston, WV 25302
Phone: 304-343-5400
Contact: Carl Agsten
Email: cagsten@agstenconstruction.com

Agsten Construction Company is one of West Virginia's most uniquely-qualified construction management and general contracting firms. The company excels in an environment where the contractor, architect and owner create a "building relationship" that consistently yields extraordinary results. With clients in the Commercial, Education and Tourism sectors, Agsten offers a variety of services, including Construction Management, Design/Build and General Contracting. Agsten's impressive history spans three generations and is building well into the twenty-first century.

Alexander Loan Review & Consulting, LLC
PO Box 1424
Charleston, WV 25325
Phone: 304-539-1938
Contact: Patti Alexander
Email: patti@alexanderloanreview.com

Throughout West Virginia, Alexander Loan Review & Consulting, LLC is a trusted resource for loan review services, credit policy & procedure evaluation, and credit quality assessment. Thirty years of hands-on experience in commercial lending, compliance, loan administration and loan review gives us the depth to provide the most effective analysis. Our commitment is exemplary service and counsel to the state financial sector, with a particular emphasis on community banks. The complexities of loan portfolio management are many. Alexander Loan Review & Consulting will provide your institution the advice and strategies necessary to maintain growth and profitability.

Arnett & Foster, PLLC
101 Washington Street East
Charleston, WV 25301
Phone: 304-346-0441
Contact: Jack Rossi
Email: jack_rossi@afnetwork.com

Arnett & Foster, P.L.L.C. is West Virginia's largest certified public accounting and consulting firm. Our Financial Institutions Services Group has developed an outstanding reputation for serving both regional and community banks. We serve a significant number of banks, meeting their auditing, consulting, outsourcing and tax needs. Centrally located with over 85 employees, A&F is ready to provide an innovative approach to the challenges and opportunities that banks encounter to meet today's ever-changing environment.

The Arnold Agency
117 Summers Street
Charleston, WV 25301
Phone: 304-342-1200
Contact: Mark Polen
Email: mpolen@arnoldagency.com

The Arnold Agency is a full service corporate communications firm that specializes in developing strategies and programs for meeting a wide range of marketing, public relations and government relations challenges. The Agency is deeply experienced in the financial services sector on behalf of both regional banks and community banks.

The Agency represents clients throughout the state and in the eastern region, and serves as the in-state representative for a number of leading national concerns.

Bank Design & Equipment
1401 Hopeman Parkway
PO Box 2098
Waynesboro, VA  22980
Phone:  800-671-7300
Contact:  Matt Dugas
Email:  mdugas@bankdesign.net

BD&E Inc. was founded with a mission of providing the financial industry a “better’ source for your banking equipment and service. BD&E provides equipment manufactured by Hamilton Safe, NCR, Verex, Magner and many other quality manufacturers. Custom bank counters are manufactured in our facility to meet your custom needs. With our local service and installation based in West Virginia, Matt Dugas, Tony Meadows, Scott Rosier and the BD&E staff, we have the experience. At BD&E Customer Service is Our First Priority. Please visit our website at www.bankdesign.net

Bowles, Rice, McDavid, Graff & Love
P.O. Box 1386
Charleston, WV 25325
Phone: 304-347-1131
Contact: Sandra Murphy
Email: smurphy@bowlesrice.com

Bowles Rice is a client-focused law firm committed to providing high-quality, effective, and efficient legal services. The firm serves as general counsel to banks, bank holding companies, and other banking organizations, including the West Virginia Bankers Association and is active in formations, mergers and acquisitions, branch expansions, de novo banking, and special projects. The firm’s Banking Team assists banks and financial institutions in many areas of banking and finance law, including corporate structure and expansion activities, regulatory matters, commercial lending, municipal bonds and public finance.  

Brown, Edwards & Company, LLP
100 Arbor Drive - Suite 108
Christiansburg, VA 24013
Phone: 540-381-9333
Contact: James L. Harrison
Email: jharrison@becpas.com

Brown, Edwards & Company, LLP is the largest public accounting firm in western Virginia and southern West Virginia continually providing financial accounting and business consulting service to clients since the 1920’s. Many members of our financial services team have worked in the financial services industry they serve, enabling us to bring real value into our relationship with you. In addition to traditional audit, accounting and tax services, we offer a full range of complimentary business consulting service tailored to the financial services industry as well as information technology services, human resources consulting, employee benefit plan design and administration and business valuation services.

BrickStreet Mutual Insurance Company
400 Quarrier Street
Charleston, WV 25301
Phone: 304-941-1000
Contact: Gregory A. Burton
Email: greg.burton@brickstreet.com

BrickStreet Mutual Insurance Company is a West Virginia based insurance carrier offering workers’ compensation insurance coverage to the businesses of West Virginia.

C & M Courier Services, Inc.
P.O. Box 4520
Bridgeport, WV 26330
Phone: 304-842-8530
Contact: Donald D. Browning
Email: cmcourier.don@cebridge.net

The founding mission of C & M Courier Services, Inc was to provide businesses with the best courier services available. C & M is bonded and insured. The ICC has authorized it to compete in the courier service industry in all 48 contiguous states. With operations in over a dozen key cities, C & M has the resources to effectively service any business. C & M Courier Services, Inc, driver contractors number more than 180 in the Mid-Atlantic region.

Carelink Health Plans
P.O. Box 1711
Charleston, WV 25326
Phone: 304-561-6962
Contact: Vicky Lynn
Email: vlynn@cvty.com

Carelink is a subsidiary of Coventry Health Care, Inc., a national managed health care company based in Bethesda, Maryland operating health plans, insurance companies, network rental/managed care services companies, and workers’ compensation services companies. Carelink serves all 55 counties in West Virginia with offices in Charleston and Wheeling. Carelink offers a wide range of benefit packages with a variety of copayment and coinsurance options.

Chapman Printing Company
PO Box 2029
Charleston, WV 25327
Phone: 304-341-0676
Contact: Scott A. Kitchen
Email: skitchen@champion-industries.com

Printing sales headquarters will full digital pre-press, office product sales, full line printing and services distributor, print management and fulfillment, B2B e-commerce solutions, and mail digital print.

The Charleston Group at Citigroup Institutional Consulting
500 Lee Street, East - Suite 300
Charleston, WV 25301
Phone: 304-353-8031
Contact: Don Lucci
Email: Donald.c.lucci@citigroup.com

Clark Consulting

With over 2,100 banking clients nationwide, Clark Consulting leads the industry in helping banks optimize performance through: strategic planning; compensation, benefits and profitability consulting; bank-owned life insurance (BOLI); and benefit administration support services. Our banking consultants have a comprehensive understanding of the challenges facing bank executives. We are endorsed by numerous banking trade organizations, including the American Bankers Association’s Corporation for American Banking. Clark Consulting’s seamless, consultative approach has benefited financial institutions and their shareholders for over 20 years.

Clay Music Company - ATM Division
PO Box 396
Belle, WV 25015
Phone: 304-926-6411
Contact: Tommy Clay
Email: clay@clayholding.com

Want to save $10,000.00 per year per ATM! Eliminate capitol costs and decrease operating expenses while eliminating the hassles associated with AtTM operatoin while continuing to expand your customer service. Clay Music can purchase your existing ATM's or locations, construct sale lease back programs or create branding opportunities that allow you customers surcharge free access to cash.


Commercial Insurance Services
Station Place
340 MacCorkle Ave., SE, STE 200
Charleston, WV 25314
Phone: 304-345-8000
Fax: 304-345-3321
Contact: Raye King, President & COO
Email: raye@ciswv.com

Commercial Insurance Services is an independently owned third generation insurance agency. Membership in Assurex and Intersure gives our agency a presence in all 50 states. Our office is located in Charleston, however, we are committed to providing quality coverage and solutions for banks located throughout West Virginia. Our products and services include, but are not limited to: Banking Industry Specific - Packages, Directors & Officers, Workers Compensation, Cyber Liability, etc. Personal Lines, Employee Benefits

Community Bankers' Bank
P.O. Box 268
Midlothian, VA 23113
Phone: 804-591-3843
Contact: Joe Allen Archer
Email: jarcher@cbbonline.com

Community Bankers’ Bank (CBB) is one of 20 bankers’ banks in the U.S. In operation since 1987, it provides correspondent banking services and related financial products to community bank throughout the Fifth Federal Reserve District. CBB works for its shareholder and non-shareholder client institutions directly with correspondent and loan participation services as well as through its related subsidiaries, CB Consulting Services and CB Securities, to fulfill its mission of providing quality products and services which help make community banks successful.

The Compliance Network, Inc.
PO Box 2868
Charleston, WV 25330
Phone: 304-744-5745
Contact: Roger Rumbaugh
Email: rrumbaugh@thecompliancenetwork.com

Crews & Associates
521 President Clinton Boulevard - Suite 800
Little Rock, AR 72201
Phone: 501-907-2000
Contact: Rush Harding
Email: rharding@crewsfs.com

Crews & Associates is a full service investment banking firm founded in 1979. It is headquartered in Little Rock, Arkansas with offices in Charleston and Morgantown, West Virginia, Baltimore, Maryland, Baton Rouge, Louisiana, Jackson, Mississippi, and Montgomery, Alabama. Crews specializes in the underwriting of municipal bonds and the sale and trading of fixed income securities to banks, insurance companies, and individuals. Contact any of our representatives below:

West Virginia Offices
Greg Isaacs
Vice President/Manager WV Public Finance
(304) 344-1733

Marshall Hughes
Vice President
(304) 598-0525
 
Arkansas Office
(800) 766-2000
www.crewsfs.com

Crowe Horwath, LLP
10 West Broad Street - Suite 1700
Columbus, OH 43017
Phone: 614-469-0001
Contact: Dawnella Johnson
Email: Dawnella.johnson@crowehorwath.com

Crowe Group LLP, the parent company of Crowe Chizek and Company LLC, is one of the top 10 public accounting and consulting firms in the United States. Under its core purpose of "Building Value with Values®," Crowe assists clients in reaching their goals through services ranging from assurance and financial advisory to performance, risk and tax consulting. Crowe professionals provide public and private companies with thought leadership to clients in the financial services, healthcare, government, private equity sponsored, inventory based and not-for-profit industry sectors, among many others. With 22 offices and more than 2,300 personnel, Crowe has been recognized by a number of organizations as one of the country's best places to work. Crowe serves clients worldwide as the leading independent member of Horwath International.

CSI© Computer Servicess, Inc.
15009 Warlick Court
Orlando, FL 32828
Phone: 800-545-4274
Contact: Max Tipton
Email: mtipton@csiweb.com

CSI provides service and software solutions in both a service bureau and an in-house environment. In addition to core processing, our integrated solutions include imaging, cash management, Internet banking, corporate intranets, secure web hosting, e-messaging, online shopping, teller and platform services, ATM and debit card services, risk assessment, network management, and compliance software and services for regulatory compliance, homeland security and fraud prevention. Over 3,000 financial institutions are served with CSI’s products and services.

Deem HR
P.O. Box 4316
Charleston, WV 25304
Phone: 304-926-6600
Contact: Bernice Deem
Email: bernie.deem@wvhr.net

HR Consulting Company provides the essential information you need (particularly in West Virginia) to manage an efficient, effective HR function. For our membership HRNet, our staff digests important HR information from over 30 resources, boils it down to essential information, and provides the concise, clear HR information you need including legal updates, policies, recommendations, forms, and a monthly newsletter. We also host conferences and workshops, prepare employee handbooks, and provide one on one coaching.

Deluxe Corporation
1133 Rivergreen Lane
Bowling Green, KY 42103
Phone: 270-842-3392
Contact: Kendra Sutton
Email: Kendra.sutton@deluxe.com

Deluxe Financial Services provides products and services that help financial institutions gain insight, create loyalty, grow revenue, increase security, leverage checks and build brand. By combining extensive industry knowledge and experience with unmatched customer-facing solutions, Deluxe helps financial institutions achieve their most crucial business objectives.

Dinsmore & Shohl, LLP
215 Don Knotts Blvd. - Suite 310
Morgantown, WV 26501
Phone: 304-296-1100
Contact: David M. Thomas
Email: david.thomas@dinslaw.com

Dinsmore & Shohl is a full-service law firm consisting of over 300 lawyers in a four-state region. One of the fastest growing law firms in West Virginia, DInsmore & Shohl has grown from two lawyers in the Mountain State to more than 40 attorneys in Charleston, Morgantown and Wheeling in just five years. Dinsmore & Shohl has extensive experience representing financial institutions in the areas of business consulting, strategic planning, capital formation, bank formation, state and federal securities issues, regulatory compliance, loan documentation, real estate matters, collections, foreclosures, workouts, bankruptcies, estates and trusts.

Dixon Hughes, PLLC
707 Virginia Street, East - Suite 1700
Charleston, WV 25301
Phone: 304-343-0168
Contact: Richard L. Slater
Email: rslater@dixonhughes.com

Founded in 1959, Dixon Hughes is a "Super Regional" CPA firm, ranking among the nation's top 20 in size. In West Virginia, the firm has over 85 employees with offices in Charleston, Morgantown and Fairmont.

Dixon Hughes' Financial Institution practice is led by a 13-Partner leadership team that has well over 250 collective years of financial services experience, including U.S. top 100 banks, community banks throughout the Southeast and Mid-Atlantic, finance companies, U.S. top 25 mortgage companies, insurance companies, trust and wealth management firms, leasing, real estate and investment services/brokerage companies.

Dream Catcher, LLC
PO Box 5
Charleston, WV 25321
Phone: 304-342-9904
Contact: Scot Jackson
Email: dream@dreamcc.com

Celebrating a decade of dreaming and creating. Headquartered in Charleston, WV, Dream Catcher was established in 1996 as a graphic and print design company. Dream Catcher quickly expanded into website design and development, and is recognized as one of the top web development companies in West Virginia. In addition to website design and development, Dream Catcher provides application development, IT services, desktop support, and LAN/WAN support for both private and public sector entities.

Elliott Davis, LLC
P.O. Box 760
Galax, VA
Phone: 276-238-1800
Contact: Paul Pickett
Email: ppickett@elliotdavis.com

Since 1925, Elliott Davis has been the accounting and business advisory firm that improves the financial management of emerging and middle market clients by offering a comprehensive array of accounting and business advisory services. Today, Elliott Davis is one of the largest accounting and business advisory firms in the Southeast. For more information about Elliott Davis and its services, visit www.elliottdavis.com.

Ernst & Young
P.O. Box 2906
Charleston, WV 25330
Phone: 304-343-8971
Contact: David Phillips
Email: david.phillips@ey.com

Ernst & Young, a global leader in professional services, is committed to enhancing the public's trust in professional services firms and in the quality of financial reporting. Our 107,000 people in 140 countries around the globe pursue the highest levels of integrity, quality and professionalism to provide clients with a broad array of services realting to audit and risk-related services, tax, and transactions.

Our Charleston office has been serving the West Virginia Banking Community since 1952 providing services that the industry needs, by professionals who have a clear understanding of its complexities and commercial realities.

FHLB Pittsburgh
601 Grant Street
Pittsburgh, PA 15219
Phone: 412-288-2829
Contact: Craig Jordan
Email: craig.jordan@fhlb-pgh.com

FHLBank Pittsburgh is a wholesale bank that serves the housing finance and community and economic development needs of its owner-members. The Bank provides reliable access to low-cost funds, competitive pricing in the purchase of mortgage loans, correspondent banking, technical assistance, affordable housing grants and other programs so members can better serve their own communities. The Bank is privately capitalized and funded, does not use taxpayer dollars, and enjoys a triple-A rating. It currently has 334 members in its district of Delaware, Pennsylvania and West Virginia and approximately $76.4 billion in assets. FHLBank Pittsburgh is one of twelve Banks in the Federal Home Loan Bank System, established by Congress in 1932 to support the residential mortgage activities of local financial institutions.

FiServ
5335 Triangle Parkway, Suite 500
Norcross, GA 30092
Phone: 678-245-7228
Contact: Max Eggerton
Email: max.eggerton@fiserv.com

Serving more U.S. banks and savings institutions than any other software and services vendor, ITI offers several core solutions, including the service oriented architecture-based Premier(r) and PCS VisionTM suites, and a broad range of supporting products and services available on the nation's most popular hardware platforms in both in-house and outsourced environments. Installation, education, custom programming and consulting services support each technology solution. A business unit of Fiserv, Inc. (Nasdaq: FISV), ITI can be found at www.itiwnet.com

Infinex Financial Group
4490 Cox Road
Glen Allen, VA 23060
Phone: 804-819-4754
Contact: Lee Sauvain
Email: lsauvain@infinexgroup.com

Infotech Alliance
Mail Code: DAC 72
100 E Tryon Road
Raleigh, NC 27603
Phone: 336-768-2005
Contact: Ouss Sahhar
Email: ouss.sahhar@infotechalliance.com

InfoTech Alliance provides a full line of banking solutions including core account processing, branch platform systems, internet banking, image/item processing, statement printing and rendering, courier management and escrow and stock transfer services to community banks.

Investors Title Insurance Co.
P.O. Box 2687
Chapel Hill, NC 27515
Phone: 800-326-4842
Contact: Patricia Wolak
Email: pwolak@invtitle.com

For 31 years Investors Title Insurance Company has partnered with financial institutions to establish lender-owned title insurance agencies, providing a profitable fee income opportunity and superior products and services. Our partners benefit from reliable, diversified, and profitable revenue streams. Investors Title has superior financial stability and ability to pay claims. West Virginia agents include West Virginia Bankers Title in Fairmont (Bob Conover 304-599-8100) and HBI Title Services in Morgantown (Bridget Vanaman 304-291-7726).

Jack Henry & Associates, Inc.
663 West Highway 60
Monett, MO 65708
Phone: 417-235-6652
Contact: Debbie Wood
Email: dwood@jackhenry.com

Jack Henry & Associates, Inc. (Nasdaq: JKHY) is a leading provider of computer systems and transaction processing services primarily for financial services organizations, serving more than 8700 customers nationwide. Its technology solutions are marketed and supported through three primary brands. Jack Henry Banking supports banks ranging from de novo to mid-tier institutions with information and transaction processing solutions. Symitar(TM) is the leading provider of information and transaction processing solutions for credit unions of all sizes. ProfitStars(R) provides highly specialized products and services that enable financial institutions of every asset size and charter, and diverse corporate entities to mitigate and control risks, optimize revenue and growth opportunities, and contain costs. Additional information is available at http://www.jackhenry.com.

Jackson Kelly PLLC
P.O. Box 553
Charleston, WV 25322
Phone: 304-340-1196
Contact: Charles Dunbar
Email: cdunbar@jacksonkelly.com

Jackson Kelly PLLC is a multi practice business firm, with offices across West Virginia and in Colorado, Kentucky, Pennsylvania, and Washington, DC. The Firm represents nearly 40 West Virginia banks and numerous other financial services providers with an array of legal services, including: banking and compliance, consumer compliance, mergers and acquisitions, commercial and consumer lending, real estate, corporate and securities, labor, litigation, taxes, trusts and estates, legislative services, employee benefits, and white collar defense.

Marshall University Lewis College of Business
One John Marshall Drive
Huntington, WV 25755
Phone:  304-696-2615
Contact:  Chong Kim
Email:  kim@marshall.com

The Lewis College of Business has a proud tradition of educating men and women for successful careers in business.

Metavante Corporation
4900 West Brown Deer Blvd.
Milwaukee, WI  53223
Phone:  414-357-9531
Contact:  Michelle Przybylski
Email:  michelle.przybylski@metavante.com

Metavante Corporation delivers banking and payment technologies to financial services firms and businesses worldwide. Metavante products and services drive account processing for deposit, loan and trust systems, image-based and conventional check processing, electronic funds transfer, consumer health care payments, and electronic presentment and payment.  Headquartered in Milwaukee, Metavante (www.metavante.com) is wholly owned by Marshall & Ilsley Corporation (NYSE: MI).

m.rae resources, inc.
1605 Valley Center Parkway - Suite 140
Bethlehem, PA 18017
Phone: 800-445-4430
Contact: Megan Sciarrino
Email: msciarrino@mraeresources.com
Contact: Sharon Tercha (Senior VP, Strategies & Communications)
Email: stercha@mraeresources.com
Toll Free: 800.780.8362 ext. 3702
Direct: 610.332.3702
Fax: 610.332.0445

m.rae resources, inc. is a nationally recognized strategic and financial services firm fully focused on value creation for community and regional banks ranging in assets from $250M to $10B. Evolved out of the strict structure of a NASD brokerage firm, BNK Advisory Group, m.rae is comprised of top analysts, national economists, core deposit strategists, strategic facilitators, and marketing veterans. We combine decades of strategic experience with balance sheet analytics, risk assessment, and economic awareness to deliver solutions – not just ideas. Based in Bethlehem, PA, our products and services include strategic planning, deposit capture and capital planning, risk management, economic awareness, and third-party investment management.

Northwestern Mutual Financial Network
121 Simpson Street
Morgantown, WV  26507
Phone:  304-292-3339
Contact:  Michael A. Oliverio, II, MBA
Email:  Michael.oliverio@nmfn.com

Mike Oliverio and John Milne, JD LLM are both Financial Representatives with the Northwestern Mutual Financial Network and specialize in providing executive benefit products designed to retain key employees using innovative funding solutions. They are both a part of a national service center for Northwestern BOLI. Mike and John assist bank management in designing programs to retain, reward and recruit key executives. Their organization provides world-class, customized solutions for every bank’s needs from trusted local advisors.

Old Republic National Title Insurance Company
344 High Street
Morgantown, WV  26505
Phone:  304-291-6784
Contact:  Brian Gartley
Email:  bgartley@oldrepublictitle.com

Serving Your Title Insurance Needs in West Virginia:

The title insurance policy provides both peace-of-mind and financial protection for your own home or for commercial property investments. That protection in only as strong as your issuer. For over 100 years, Old Republic National Title Insurance Company has been insuring American households and commercial properties. Old Republic Title has the financial strength to weather every economic storm. In fact, since 1992, we have received the industry's highest financial strength ratings. No other title insurer can match this accomplishment. We know your neighborhood and your investment properties...the same way we know title insurance: like no others. Contact Brian Gartley 304-291-6784 or bgartley@oldrepublictitle.com - www.oldrepublictitle.com

Overton and Associates LLC
909 Baltimore Blvd.
Westminster, MD 21157
Phone: 410-386-1600
Contact: Chris Meyers
Email: contactoverton@yahoo.com

Overton & Associates LLC is a design-build firm specializing in facility solutions for the financial community. From branch, headquarters and operation center design and construction to renovations of existing facilities, we create environments that enhance the customer experience and increase employee morale. As a single source provider, we provide consulting, architecture and design, construction services and millwork—devoting our attention to making the entire design/build process seamless and efficient.

PNC
One PNC Plaza 26th Floor
Pittsburgh, PA 15222
Phone: 412-762-5421
Contact: Mark Merrill
Email: mark.merrill@pnc.com

As one of the nation's largest diversified financial services organizations, PNC delivers a comprehensive range of banking solutions to help your financial institution solve today's challenges and pursue tomorrow's opportunities. Our Financial Institutions Group understands today's banking environment and will deliver the right financial resources tailored to your unique needs. PNC's Financial Institutions Group provides insightful market commentary and analytics, fixed income strategies, derivatives and structured product solutions, foreign exchange risk management, credit solutions, loan trading and treasury management services.

Profile Record Retention
P.O. Box 396
Belle, WV 25015
Phone: 304-926-6415
Contact: Tommy D. Clay
Email: tclay@clayholding.com

Your one stop record retention and shredding center for convenient and economical destruction of your confidential records. Notarized "CERTIFICATE OF DESTRUCTION" issued for all destroyed items. Profile Record Retention & Confidential Shreding Center will take care of everything - paper, tapes, microfilm, and hard drives.

Progressive Companies
5920 Landerbrook Drive, PLG-L21
Mayfield Heights, Ohio 44124
Phone: 800-274-5222
Contact: Judi Kovach
Email: judi_kovach@progressive.com

One of the most widely used and successful products endorsed by the WVBA is the ABA-sponsored insurance program, underwritten by Progressive. Nearly 40% of West Virginia banks have coverages through this program offering products addressing bankers' evolving needs, including a D&O policy with special features ensuring that directors are protected, and Internet Banking Liability and Employment Practices Liability designed for community banks. Since 1990, over $1.3M distributed to WV banks through unique profit-sharing program. For a competitively-priced, customized proposal, call or have your local insurance professional call Holly Leuchtag, 800-274-5222. Visit our website, banks.progressive.com.

Promontory Interfinancial Network, LLC
1515 North Courthouse Road – Suite 800
Arlington, VA  22201
Phone:  (866) 776-6426 x3354
Contact:  Erich Buckenmaier
Email:  ebuckenmaier@promnetwork.com

Promontory Interfinancial Network, LLC offers two well-established services -- CDARS® and INDSM. These services enable the Network Members to offer full FDIC coverage on multi-million dollar investments (which encourages customers to consolidate their investments through a single institution); Earn fee income by selling excess deposits; and/or access fixed or floating rate funding without collateralization, credit limits or stock purchase requirements. To learn more, contact Dan Bonano, Promontory’s Regional Director, at (866) 776-6426 x 3481 or via email.

PW Campbell
109 Zeta Drive
Pittsburgh, PA 15238
Phone: 800-253-7430
Contact: Bert Cherry
Email: bert.cherry@pwcampbell.com

PW Campbell, widely known and respected in the financial service industry, is a third generation family-owned, design/build firm. Founded in 1910 and based in Pittsburgh, Pa, we offer a full range of quality planning, market/demographic research, site selection, design coordination and construction services. PW Campbell provides a turnkey process – from planning to post construction – for new main offices, operation centers, retail facilities and additions/renovations through our management process, the PW Campbell Complete Facility Solution. We understand the importance of profitability and performance – and our considerable experience in the financial services industry will help to minimize your risk, providing an early return on your investment. PW Campbell creates the best financial facilities to meet your client’s unique needs. We use local subcontractors that are your clients or domiciled in the communities the institution serves. We are always working to provide the best possible facility solution, delivered on time and within budget.

Security America, Inc.
5407 MacCorkle Avenue, SE
Charleston, WV 25304
Phone: 304-925-4747
Contact: William Signorelli
Email: billsignorelli@securityamerica.com

Founded in 1982, Security America, Inc. is a regional, West Virginia, veteran owned business with over 300 employees.

Services: Security Officers, On-line National Background Screening, Expert Consulting, Investigations, and electronic security systems. Licensed in: WV, OH, KY, TN, VA & NC.

The President, Bill Signorelli, is a Certified Protection Professional, with over 35 years of experience, and with a Master's Degree in Criminal Justice. Recognitions: Who's Who in WV Business award; an Entrepreneur of the Year Finalist; Marshall Graduate School Distinguished Alumnus award; The Expect the Best from West Virginia Quality Award.

"Best Protections for the Best Value enabling our clients to focus on their core business"

Senior Housing Crime Prevention Foundation
5100 Poplar Avenue - Suite 711
Memphis, TN 38137
Phone: 877-232-0859
Contact: Peter Gwaltney
Email: peter.gwaltney@shcpfoundation.org

Silverton Bank
2115 Rexford Road, Suite 415
Charlotte, NC 28211
Phone: 800-306-0405
Contact: Jim Gatherum
Email: jgatherum@silvertonbank.com

Of the 21 bankers banks in the United States, Silverton Bank, headquartered in Atlanta, Georgia, is the largest in terms of capital and asset size. Chartered in 1986, Silverton Bank’s comprehensive suite of products and services include bankcard, payment solutions, lending, investments, consulting, insurance programs and technology outsourcing solutions. Silverton Bank has over $2 billion in assets, more than 300 employees, and a customer base in excess of 1,200 community financial institutions. For more information about Silverton Bank, visit www.silvertonbank.com.

Smith Elliott Kearns & Company, LLC
804 Wayne Avenue
Chambersburg, PA 17201
Phone:  717-263-3910
Fax: 717-263-1787
Contact: Scott N. Drake
Email:  sdrake@sek.com

Smith Elliott Kearns & Company is a certified public accounting firm serving financial institutions in the quad-state region of West Virginia, Virginia, Maryland and Pennsylvania since 1963. Our clients are independent financial institutions committed to serving their local communities. We provide every client with a team of dedicated and experienced professionals who deliver a full range of audit, accounting, tax and consulting services.

Software Information Systems, LLC
200 Association Drive - Suite 210
Charleston, WV 25311
Phone:  304-768-1645
Contact:  Charles Arnett
Email:  carnett@thinksis.com

Spectrum Financial Systems
163 McKenzie Road
Mooresville, NC  28115
Phone:  704-633-4466 x122
Contact:  Larry Nicholson
Email:  larry.nicholson@spectrumfinancialinc.com

Spectrum Financial Systems sells, installs and services modular vaults, vault doors and vault equipment, safes, drive-up equipment, teller lines, alarm and access control systems, surveillance systems and supplies.  We also offer ATMs, kiosks and lease modular buildings.  Our service department repairs all makes of banking equipment offering billed work or contract rates.  Contact Danny Vaughan at 1-800-525-0555 for information.

Spilman Thomas & Battle
P.O. Box 273
Charleston, WV 25321
Phone: 304-340-3892
Contact: Amy King
Email: aking@spilmanlaw.com

Spilman Thomas & Battle, has a wide range of experience handling matters for national, regional and local financial institutions. We routinely assist lending institutions and borrowers in the structure and documentation of all types of financial transactions, including commercial loans, hedge transactions, credit facilities and taxable and tax-exempt financing of public and private facilities. We also assist our clients with regulatory compliance, work-outs, bankruptcy, consumer lending and liability issues, credit card operations, government relations and litigation.

Steptoe & Johnson
P.O. Box 2190
Clarksburg, WV 26302
Phone: 304-624-8000
Contact: Evan L. King, Jr.
Email: kingel@steptoe-johnson.com

Steptoe & Johnson PLLC offers 165 attorneys with six West Virginia locations: Charleston, Clarksburg, Huntington, Martinsburg, Morgantown and Wheeling. Our areas of practice include banking, business litigation, corporate, mergers and acquisitions, securities, environmental, energy, health care, labor and employment, ERISA, natural resources, public finance, real estate and workers’ compensation. Steptoe & Johnson is the exclusive West Virginia representative of the TerraLex network of law firms and has achieved the highest Martindale-Hubbell rating of ethical status and peer recognition for superior legal experience.

Stewart Title Guaranty Co.
101 Washington Street, E – Suite 124
Charleston, WV 25301
Phone: 304-342-0004
Contact: Stephen C. Gregory
Email: sgregory@stewart.com

With over 113 years experience, Stewart Title Guaranty Company (STGC) is one of the nation’s four largest title insurance underwriters, providing title insurance and underwriting through more than 9,000 policy-issuing offices and agencies nationwide and internationally. STGC is recognized for outstanding financial performance by the industry’s leading financial ratings companies. STGC has dedicated and experienced personnel with the underwriting expertise to handle even the most challenging properties. Stewart. Grounded in trust.

Stifel, Nicolaus & Company, Inc.
30100 Chagrin Boulevard - Suite 101
Cleveland, OH 44124
Phone: 216-593-7306
Contact: Charles R. Crowley
Email: Charles.crowley@stifel.com

Stifel Nicolaus provides trading, research and investment banking services for banks and thrifts. Stifel's knowledge and resources are helpful to institutions in all phases of their corporate life-cycle.

S.R. Snodgrass, A.C.
980 National Road
Wheeling, WV 26003
Phone: 304-233-5030
Contact: Mary Pockl
Email: mpockl@srsnodgrass.com

Strunk & Associates, L.P.
1461 Falling Creek Drive - Suite 110
Houston, TX 77068
Phone: 703-850-7560
Contact: Mike Potter
Email: mpotter@strunklp.com

Strunk and Associates, L.P., is a financial services consulting company headquartered in Houston, Texas. Strunk was established in 1976, however, for over twelve years, Strunk has focused solely on the Overdraft Privilege program it developed. The client base for the Strunk Overdraft PrivilegeSM Program is over 1,300 financial institutions in 47 states making Strunk the industry leader. Strunk has the exclusive endorsement of the West Virginia Bankers Association along with 27 other state banking associations.

Travelers
3097 Satellite Blvd. - Bldg. 700
Duluth, GA 30096-5814
Phone:  412-338-3062
Contact: Connie Carroll
Email: clcarrol@travelers.com

Travelers offers a complete line of insurance products to community banks through Travelers SelectOneSM. This includes coverage options to address crime (financial institution bond), directors and officers liability, bankers professional liability, and a variety of e-business and property/casualty exposures. All of these products are designed to work together to help reduce potential gaps and overlaps in coverage. For more information, contact Randy Leininger (rleining@travelers.com) of Travelers or call your local insurance agent. Website: www.travelers.com.

Unisys
5041 Paddington Down Road NW
Canton, OH 44718
Phone:  330-880-5323
Contact:  Mark Marlett
Email:  mark.marlett@unisys.com

Unisys is a worldwide technology services and solutions company serving 22 of the top 25 global banking institutions and thousand of community banks.  Unisys expertise in areas such as consulting, systems integration, outsourcing, infrastructure, VMware server virtualization, EMC storage, banking technology and financial applications.

All of the leading check image system providers are Unisys partners and interface into our SmartSource check image capture devices. SmartCash branch automation Cash Dispensers and Cash Recyclers. Enterprise servers for in-house core data processing. Full line of laser printers, MICR printers and supplies. www.unisys.com

West Virginia Bankers Title, LLC
2500 Fairmont Avenue - Suite 202-A
Fairmont, WV 26554
Phone: 877-439-4910
Contact: Robert M. "Bob" Drummond
Email: bobd@titlesinsured.com

West Virginia Bankers Title, LLC is a multi-bank owned title insurance agency owned by 27 West Virginia Banks and 2 Virginia Banks. We are a full service title insurance agency with a concentration in West Virginia, Virginia, Maryland, Kentucky, Ohio, Pennsylvania, North Carolina and South Carolina. All available title insurance products as available. Please visit our website: www.titlesinsured.com

West Virginia State Auditor
1900 Kanawha Boulevard, East
Building 1 - Room W-100
Charleston, WV 25305
Phone: 304-557-2251
Contact: Glen Gainer, III
Email: glen.gainer@wvsao.gov

Wickline Insurance Co.
330 Harper Park Drive - Suite A
Beckley, WV 25801
Phone: 304-253-0377
Contact: Larry Wickline
Email: lwickline@wicklineinsurance.com

Wickline Insurance specializes in marketing insurance programs to financial institutions, focusing on credit-related insurance products such as Credit Life and Disability Insurance, Mortgage Life and Disability Insurance, Blanket Single Interest Insurance, Collateral Protection Insurance, Lender-Placed Hazard & Flood Insurance, Blanket Hazard & Flood Insurance and Guaranteed Asset Protection (GAP).

New for 2007, an Automobile Extended Warranty plan underwritten by American Bankers Insurance Company.

WV Economic Development Authority
160 Association Drive
Charleston, WV 25311
Phone: 304-558-3650
Contact: David Warner
Email: david.a.warner@wv.gov

The West Virginia Economic Development Authority is a West Virginia public corporation that administers financial assistance programs for new and expanding businesses in West Virginia.  These programs include direct loans, loan guarantees, revenue bonds, SBA 504 loans, tax credits for venture capital, and high growth businesses.  www.wveda.org

WV Housing Development Fund
814 Virginia Street, East
Charleston, WV 25301
Phone: 304-345-6475
Contact: Joe W. Hatfield
Email: joehatfield@wvhdf.com

The WV Housing Development Fund is a government instrumentality of West Virginia established to increase the supply of affordable housing through a variety of mortgage products. The Housing Development Fund provides below market interest rate loans, first time homebuyer and down payment and closing cost assistance loans through 163 banks and mortgage brokers throughout West Virginia.

WV State Treasurer
Building 1, Room E-147
Charleston, WV 25305
Phone: 304-558-5000
Contact: Treasurer John Perdue
Email: john.perdue@wvsto.com

The West Virginia Treasurer is the “banker’ for state government and has the responsibility for all cash management functions, including establishing and monitoring state depositories; receiving and depositing all funds collected by the state departments, agencies and institutions; paying warrants authorized by the Auditor if sufficient funds exist by endorsing the checks or by authorizing the electronic funds transfer; and various other cash management duties. As Administrator under the Uniform Unclaimed Property Act, the Treasurer is custodian of all abandoned property remitted. The Treasurer collects information pertaining to bond and other debt issuances by state entities and prepares quarterly and annual reports. Additionally, the Treasurer provides an electronic payment system for purchases of products and services offered by state agencies. Financial education programs designed and administered by the Treasurer introduce West Virginians to money management. Also, the Treasurer serves on various boards and authorities, including the Board of Public Works.

WVU College of Business and Economics
PO Box 6025
Morgantown, WV 26506
Phone: 304-293-7835
Contact: Tom Witt
Email: twitt@mail.wvu.edu

The College focuses on developing leadership and strong decision-making skills -- in students and all who seek our expertise. We value reasoned analysis, common sense, and hard work, while looking for and incorporating the best of the latest business developments. The College supports business leaders and policy-makers through outreach activities, including the Bureau of Business and Economic Research, Center for Executive Education, Center for Career Development, Entrepreneurship Center and Center for Chinese Business.

Zurich
419 Fox Catcher Road
Bel Air, MD 21015
Phone: (410) 829-3505
Contact: David Cassell
Email: david.cassel@zurichna.com

Zurich is one of the nation's leading bonding and insurance companies, providing innovative risk management solutions tailored to the financial services industry since 1890. Over the years, we've built the expertise needed to develop products that meet our customers' changing needs, including fidelity bonds, property and casualty, professional liability, and electronic commerce protection. We work through a nationwide network of independent agents and brokers and are part of the Zurich Financial Services Group.